Zach Bradshaw’s Learns:

Amex
Gold Card

The Gold Card is one of the top cards on my list.  It isn’t in my wallet yet but it will be eventually.  I’m still planning out my credit card journey but I know this one will be apart of it.  For now, it is simply the AMEX Card I choose to review first.

Tier

What Is the Amex Gold Card?

The American Express Gold Card is one of the most iconic credit cards on the market today.  Credit newbies can only consider it with awe.  Credit pros know it as one of the best rewards cards for everyday spending.  If you’re looking to play the game, it offers great value.

There’s a lot that goes into choosing the right credit cards for you.  Here’s quick look at where the Gold Card excels most.

Card Highlights

Annual Fee

Sign Up Bonus

Recommended Credit Score

High Rewards

I am a master of unsolicited advice.  Frankly, it’s annoying.  An outlet for self-expression, I hope this site will help me become a better listener.

Perks & Benefits

I am the definition of a know-it-all.  Hopefully, someone else can use that to their advantage.  These pages are to cataloging my learnings.

Clout Magnet

I consume hundreds of hours of video training, keynotes, and other education content.  Timestamping content helps me learn and teach others.

Is This American AMEX’s Best Credit Card?

For me, Money Mastery is basically one half of the overall Money puzzle. 

On the same level, I have Economics.  It’s the practical side whereas Economics is more about curiosity. 

It has many sub categories, already 4 or 5 tiers deep–and growing as more knowledge does.  Like it’s parent category, I break Money Mastery into two big chunks… Playing Markets and Financial Literacy.

Here’s a quick look at those.

The Details

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L

No Transaction Fees.

L

No Transaction Fees.

L

No Transaction Fees.

K

Above Average Annual Fee

K

No Transaction Fees.

Gold Card Rewards

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Gold Card Credits

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Gold Card Offers

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Amex Perks

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My Favorite Gold Card Videos

My Top Three Credit Card Teachers

I stand on the shoulders of giants.  I stand on the shoulders of giants.  I stand on the shoulders of giants.  

 

Ask Sebby

operation Director, Elegant Themes

Credit Shifu

Tech Support, Elegant Themes

Brian Jung

operation Director, Elegant Themes

Should You Choose the Gold Card?

New to Credit Cards?

For credit card newbies:

The first thing to understand is the Credit Card “Game.”

You don’t want to accrue credit card debt.  You want to accrue Credit Card Rewards.  Done right, you can earn cash back, travel rewards, and other perks without hurting your credit.

In fact, you can do this while enhancing your credit profile.

Playing the game right opens you up to better financial opportunities.

In order to do so, you need to learn about Credit itself.

Your Credit Score comes from your Credit Report.

Reports are compiled by the three major credit bureaus—Experian, TransUnion, and Equifax.  Then, FICO applies a propiertary formula to turn those reports into a 3-digit number, from 300-850.

Better cards require better scores.  Higher scores also lead to better terms for all types of credit lines.  Some employers check credit scores as well.

So learn the game.

Once you do, you’ll see that playing it requires some planning.

I like the tier systems from Ask Sebby and Credit Shifu.  They generally group cards by their annual fees.  I think that’s probably a good place to start for most people.

Educate yourself a little and it’s easy to take a more sophisticated look.

What are your credit goals?

  • Earn Cashback on Spending
  • Churn Cards for Sign Up Bonuses
  • Build Credit for Better Terms

 

 

To take this from knowledge to practical application requires some planning.

 

My main focus is rewards… cc companies give you lot’s of free stuff… some offer upwards of xyz positive value per year first years are even bigger… I’ll eventually get into collecting sign up bonuses… but I have more of a long term approach

 

choosing a cc info or embedded article playing markets blurb

where this card ranks in different lists

 

Best AMEX Credit Cards

Best Grocery Cards

Best Premium Cards

Comparable Cards

Chase Sapphire Reserve

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AMEX Green

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Amex Business Gold

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Final CTA

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